I received the bill for my 2013 Jeep Wrangler Sport the other day: $302.89 for six months. For the preceding six months I paid 274.09, and the six months before that 260.42. So yesterday I paid my agent a visit and reminded him of my stratospherically high credit rating, my lack of claims, my sterling driving record, my low mileage, my loyalty to the company, the whole shot.
He explained that rates had gone down during the Great Covid Scare (my term not his) due to less driving but now were headed up again; Biden-flation (my term not his); and because e-vehicles are much more expensive to repair than gas drinkers (my term again). All true. So I paid the bill and left.
On arriving home I flipped on Jesse Watters who had a segment on young people and how they are getting hammered on rates. His focus was on onboard surveillance technology. Now if old people are unduly cautious on the roads and dangerous for that very reason, young people are worse, being impetuous, reckless, ignorant of physics, bereft of a proper sense of their mortality, without experience of life automotive and otherwise, distracted by their devices, distractive of each other, etc. So they do stupid things at the wheel, the data gets sent to the insurance companies, and their rates skyrocket.
For example, I'm 'hauling donkey' in the fast lane doing 75-80 mph and some punk in a compact death-trap is on my ass. I'm doing everything right, driving my Jeep as if it were a motorcycle: exercising due diligence, maintaining situational awareness, cycling through my mirrors and gauges, planning escape routes, staying out of blind spots, keeping my distance from other vehicles and especially from overloaded junk wagons. I am engaging in automotive profiling. So the punk in the crapmobile tries to get around me, endangering himself, his passengers, and everyone around him.
The punk's high rates are the just wages of his automotive sin.
Of course, this is a deep and vexing topic. I don't want to live in a Sino-styled, omni-surveillant, Stasi-redolent police state! Damn you Dementocrats! Liberty trumps security! If you don't agree you are axiologically unfit to be an American. Go live in China or board the next time machine back to the USSR. Or the DDR. On the other hand, when the people lack virtue, automotive and otherwise, and will not govern themselves, then the plutocratic-pathocratic-totalitarian thugs have a plausible justification for their clamp-down and 'plausible deniability' of their malfeasance.
There is a lot to discuss. Here is something that I didn't know but that comports well with the pathocratic scumbaggery of wokeassed leftards:
Not all states allow car insurance companies to take gender into account. These six states prohibit the use of gender when pricing auto insurance:
How unspeakably stupid can an unspeakably stupid reality-denying leftist be? But that is exactly what you would nowadays expect in the once great and golden State of Californication and the People's Republic of Taxachusetts.
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